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Oklahoma’s local government retirement plans for a half-century

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Our Trustees perform additional duties so your City Council or Board doesn't have to

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Welcome to

Who We Are

OkMRF members and Trustees work together for your future!

Saving for retirement is one of the biggest challenges your employees will face during their working years. The opportunity provided through the Oklahoma Municipal Retirement Fund (OkMRF) can help them meet that challenge by setting the course for a more secure future in retirement.

Established in 1966 by state statute, the Oklahoma Municipal Retirement Fund has over 200 members throughout the state, including cities, towns, municipal hospitals, agencies and co-ops.

Since OkMRF specializes in government plans, we are very familiar with the needs, objectives and plan requirements unique to the government sector.

We are exclusively committed to serving Oklahoma’s local government retirement plans.


News and Events

  • We are pleased to announce that OkMRF is now available for the Town of Luther, Town of Spavinaw and City of Salina.
  • OkMRF is happy to announce, after extensive study, that your administrative fees are being changed to a flat fee rather than an asset-based fee effective December 1, 2021.
    Let us introduce you to our new four (4)-tiered administrative fee approach.

    The following will be charged for the OkMRF administrative expenses from January 2022 through June 2022, expenses:

    Balance over $100,000: $32.50/month ($390 annually)
    Balance between 50k – 100k: $20.00/month ($240 annually)
    Balance between 15k – 50k: $10.50/month ($126 annually)
    Balance less than $15,000: $3.75/month ($45 annually)

    Annually, we will review the fees charged for appropriateness to support the following year’s budget and are subject to change. The good news is, we continue to manage our budget successfully and want to pass these savings onto you – our Participants. Reminder, your investment fees are based on your underlying investment selection. Please review the applicable fund fact sheet(s) to determine the related investment expense ratio.

  • Join us in congratulating Shannon Couch, City of Sulphur City Clerk, as the 2021 George F. Wilkinson award recipient for OkMRF outstanding Authorized Agent. View prior recipients.
  • It’s official: The Trustee election for OkMRF District 6 is over. Please help us in congratulating the incumbent Tim Rooney. His five (5) year term begins October 1, 2021.
  • It’s official: The Trustee election for OkMRF District 5 is over. Please help us in congratulating the incumbent Melissa Reames. Her five (5) year term begins October 1, 2021.
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  • October is National Retirement Security Month. It’s your future, just fund it!
  • Actions today help you plan for tomorrow. Get started now by completing the OkMRF Retirement Checklist.
  • Saving for tomorrow is more important than ever. Start today.

    To ensure the safety and protection of our participants and staff, the Oklahoma Municipal Retirement Fund is suspending all in-house appointments and consultations effective March 17, 2020 until further notice.  As an alternative, please call our office at 888.394.6673 to schedule a telephone consultation.  We are confident your needs and questions can be addressed with a telephone conversation. The Oklahoma Municipal Retirement Fund appreciates your assistance in taking reasonable precautions in an effort to help mitigate the spread of COVID-19 and reduce the impact of this pandemic on our state.
  • Special Message from Voya

    There is no way to predict the markets. While any fluctuation may tempt you to make a hasty decision, think about staying the course and keeping a well-balanced and diversified portfolio that accommodates your risk tolerance and savings goals. It is also important to identify your objectives and to stay focused. Keep in mind that saving for retirement involves investing for the long-term. Voya is closely monitoring the volatility in the market and providing valuable analysis and insights to our customers and distribution partners. Visit our website to learn more.
  • Special Message from OkMRF Consultant, Asset Consulting Group (ACG)

    This is undoubtedly an unsettling time for all of us as the coronavirus fears, falling oil prices, and concerns about the implications on the economy have rattled the global financial markets. The markets can digest bad news, but even worse than bad news is uncertainty, which defines this environment we find ourselves in- and that’s what is driving the extreme volatility we are experiencing day-to-day. No one knows how long this will play out and how significant the implications might be. While the situation we are all experiencing is unprecedented and while the short-term pain is real, the markets have withstood much more over time including plagues, wars, famines, market crashes, 9/11, and other shock events- and will survive this too. We are likely, however, to see significant market volatility continue for a while as global economic activity is halted – and this will probably persist until we have more clarity and until we start seeing the results of all the proactive steps taken by local, state and federal government. Over time, investors have been rewarded for staying focused on the long-term and avoiding reacting to short-term market fluctuations. While it is sometimes challenging to stay the course, it is important to not overreact in times like these- and to stay true to one’s long-term investment objectives. Over the past 10 years through the end of 2019, the S&P 500 Index generated an annualized return of over 13% per year. If as an investor you had missed just 10 of the best trading days during that time period, your return would have been reduced to 9% per year. Those who sold all their stock investments after the 2008-09 market crash learned that difficult lesson firsthand. Our investment program has a long-term investment time horizon as it is structured to support and sustain plan participants for years to come. Our investment portfolios are well-diversified and comprised of quality, institutional investment strategies. The OkMRF staff and Board, with the assistance of our investment consultant, monitor our investments on a regular basis. While there will be some short-term impact to the portfolios due to these markets (as has been the case with other challenging times we’ve experienced in the investment markets over the past several years), we maintain our confidence and conviction that our portfolio allocations are appropriately postured to meet or exceed objectives well into the future.
  • New DC investment options:
    ESG U.S. Stock Fund. Read More.
    On October 25, 2019, the OkMRF Board of Trustees approved a new defined contribution (DC) investment option called the ESG U.S. Stock Fund. The ESG U.S. Stock Fund is a stand-alone option with a focus on U.S. mid-to-large companies that are focused on environmental, social and governance (“ESG”) factors. These factors, for example, include underlying companies that have demonstrated a commitment to climate change, sustainability, consumer rights, product safety, conflicts of interest, business ethics, etc. The new investment option will be offered beginning April 1, 2020. More details.

    Target Retirement 2065 Fund. Read More.
    On January 31, 2020, the OkMRF Board of Trustees approved the next tranche in the defined contribution (DC) Target Retirement investment lineup called Target Retirement 2065 Fund.  This will be the default fund for any Participants hired after March 20, 2020, with a year of birth of 1998 or later.  The Target Retirement Funds are a pre-diversified mix of investments that automatically adjusts based on the funds target date.  The concept is simple, the closer the Participant gets to retirement, the more conservative the mix becomes.  For those Participants hired prior to the live date of March 20, 2020, with a year of birth of 1998 or later, they will have an opportunity to move to the new Target Retirement 2065 Fund beginning April 1, 2020.  If they do not actively make this choice, they will remain invested in the Target Retirement 2060 Fund.  More details.
  • The OkMRF Board Room dedicated and will forevermore be known as “The BAY” in honor of longtime board member, Bertha Ann Young. Read More.
  • Designating a beneficiary is easy. Don’t delay! Do it today! Learn More.
  • A Secure File Upload is now available to submit forms. Learn More.
  • Learn more about the Hall of Fame Nominations.